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< About Buying Real Estate
The first step in getting yourself in financial shape to buy a home is to
know exactly how much money comes in and how much goes out. Use this
worksheet to list your income and expenses below.
Monthly Income
| Take Home Pay |
|
| Child Support/Alimony |
|
| Pension/Social Security |
|
| Disability/Other Insurance |
|
| Interest/Dividends |
|
| Other |
|
| Total Income |
|
Monthly Expenses
| Rent/Mortgage (include taxes, principal, and insurance) |
|
| Insurance (life, auto, health, disability) |
|
| Car Payments |
|
| Other Loan Payments |
|
| Savings/401k Contributions |
|
| Utilities (gas/water/electric/phone) |
|
| Credit Card Payments |
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| Car Gas/Maintenance |
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| Clothing |
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| Personal Care |
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| Groceries |
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| Eating Out |
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| Medical/Dental Expenses and Prescriptions |
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| Household Goods and Upkeep (hardware, lawn, garden) |
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| Entertainment and Travel |
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| Child Care |
|
| Educations |
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| Charitable Donations |
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| Miscellaneous |
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| Total Expenses |
|
Remaining Income After Expenses = _______________
(Subtract Total Income from Total Expenses)
< About Buying Real Estate
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